What We Do
Centrifund specializes in providing tailored financial solutions for residential real estate investors. From fix-and-flip projects to long-term rental investments, our mission is to empower your success with expert advice, fast funding, and competitive rates.
Our Mission
To fuel residential real estate investment success through transparency, trust, and innovative funding solutions.

Meet Our Team

Patrick Vertucci
Founding Partner
Patrick brings a variety of experience to Centrifund. He has a long history in traditional residential mortgage finance, having acted as a Loan Originator and VP of Sales and Operations. Most recently Patrick has acted as Chief Lending Officer for a cutting-edge debt fund specializing in providing custom finance solutions for small to midsize commercial real estate projects. He also has a long history as a real estate investor, purchasing, renovating, and selling approximately 180 residential units over the course of his career. Patrick holds a Bachelors of Fine Arts in Education from the CW Post Campus of Long Island University

Jim Kerns
Founding Partner
Jim Kerns brings over 20 years of experience in real estate and construction to Centrifund. With a strong foundation in building, investing, and private lending, Jim transitioned over a decade ago to focus on providing financing solutions for investors, builders, and developers. His hands-on background in construction gives him a unique edge when evaluating projects, allowing him to align funding solutions with client goals. Jim’s combined expertise in finance and real estate has earned him a trusted reputation for delivering insightful, tailored strategies that help clients navigate the complexities of project funding.

Lending Areas
We specialize in providing funding for metropolitan and suburban areas. Please note, we do not lend in the following states:
- Arizona
- California
- Minnesota
- Nevada
- North Dakota
- Oregon
- South Dakota
- Vermont
If you are inside our service area, contact us to learn how we can support your next real estate investment project.